The Credit Risk Manager (CRM) overseeing the Private Bank. The Private Bank works with Venture Capital and Private Equity professionals as well as C-Level executives of our corporate clients providing wealth management advisory, deposit products, mortgage financing and tailored lending solutions.
The experience necessary to perform this function typically requires 10 or more years of related experience as a credit officer. A highly skilled negotiator. Expert knowledge of bank products and services. An educational background with a minimum of a Bachelor's degree or equivalent related experience. You will be responsible for multiple geographic locations. This position reports to the Deputy Chief Credit Officer. The CRM is the credit lead for the business, involved in the following activities:
Working with the business leads and credit administration on developing product and portfolio strategies
Managing Senior Credit Officers and Mortgage Lending Specialists who perform the day-to-day tasks and lower dollar credit approval, while also being an active participant in these activities, including:
Collaborating on loan structuring, underwriting, negotiations and documentation
Approving loans or recommending them for approval at the higher exposure levels
Overseeing portfolio monitoring and overall risk management
Be a key liaison across several cross functional departments including credit, operations, legal, regulatory compliance, mortgage lending, underwriting and sales
Contribute to evaluating, implementing and launching new policies, procedures, processes and IT solutions to meet the needs of a quickly growing and evolving business.